Inter Securities

Access our key documents and disclosures in your preferred language. Stay informed and secure.

Description
Language

Customer Relationship Summary - CRS

English
Download

Resumo do Relacionamento com o Cliente - CRS

Portuguese
Download

Resumen de la Relación con el Cliente - CRS

Spanish
Download

CRS - Responses To Conversation Starters

English
Download

CRS - Respostas às Questões Iniciais

Portuguese
Download

CRS - Respuestas a Iniciadores de Conversación

Spanish
Download

Customer Agreement

English
Download

Contrato do Cliente - Tradução Não Oficial

Portuguese
Download

Acuerdo con el cliente - Traducción No Oficial

Spanish
Download

Customer Agreement (ARG)

English
Download

Securities brokerage services provided by Inter Securities LLC (“Inter Securities”), member of FINRA/SIPC. Clearing through DriveWealth LLC and Pershing LLC. Inter Securities is a wholly owned subsidiary of Inter US Holding Inc.

Inter Securities provides United States securities brokerage services to customers of Inter Distribuidora de Títulos e Valores Mobiliários Ltda. (“Inter DTVM”), a Brazilian securities dealer authorized by the Brazilian Securities Commission and the Central Bank of Brazil. As per CVM Guidance Opinion nº 33, dated 09.30.2005, Inter Securities entered into an agreement with Inter DTVM through which Inter DTVM intermediates the services of Inter Securities to investors resident, domiciled, or incorporated in Brazil (“Brazil Investors”). The CVM jurisdiction is limited to the Brazilian territory and its supervisory power is limited to Inter DTVM. Inter DTVM’s services should not be understood as an offering of securities directed to Brazil Investors. Brokerage services for assets listed in the United States are provided exclusively through Inter Securities, without interference from Inter DTVM.

Inter Securities LLC (“Inter Securities”) customers may contact us at CS.Securities@inter.co for support, complaints, or concerns about our service.

All investments involve risks, including the loss of some or all of the principal invested. Past performance of a security does not guarantee future results or success. Carefully consider the investment objectives, risks, charges and expenses before investing. When an investment is denominated in a currency other than the investor’s currency, changes in exchange rates may have an adverse effect on the value, price, or income derived from the investment.

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors. Market prices, data, and other information available through Inter Securities are not warranted as to completeness or accuracy and are subject to change without notice. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.

ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, and interest rate risk. Trading prices may not reflect the net asset value of the underlying securities.

The information provided in this site is general in nature and is not intended to replace individualized, specific tax, l aw or investment planning advice. Inter Securities does not provide tax or legal advice. Investors should inform themselves and, where appropriate, consult a professional about the possible tax consequences associated with offering, purchasing, holding, or disposing of shares in accordance with the laws of their country of citizenship, residence, domicile, or incorporation. Legislative, administrative, or judicial changes may alter the tax consequences and, as is the case with any investment, there is no guarantee that the tax position or proposed tax position prevailing at the time the investment is made will last indefinitely. Nothing on this site should be considered an offer or recommendation.

Nothing on this site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction, and none of the securities, products or services described herein have been authorized to be solicited, offered, purchased or sold outside of the United States of America.

Os serviços de corretagem de valores mobiliários são fornecidos pela Inter Securities LLC ("Inter Securities"), membro da FINRA/SIPC. Compensação através da DriveWealth LLC e Pershing LLC. Inter Securities é uma subsidiária integral da Inter US Holding Inc.

A Inter Securities presta serviços de corretagem de valores mobiliários dos Estados Unidos a clientes da Inter Distribuidora de Títulos e Valores Mobiliários Ltda. Inter DTVM, uma distribuidora de valores mobiliários brasileira autorizada pela Comissão de Valores Mobiliários e pelo Banco Central do Brasil. De acordo com o Parecer de Orientação CVM nº 33, de 30.09.2005, a Inter Securities firmou um acordo com a Inter DTVM por meio do qual a Inter DTVM intermedia os serviços da Inter Securities a investidores residentes, domiciliados ou constituídos no Brasil ("Investidores Brasileiros"). A jurisdição da CVM é limitada ao território brasileiro e seu poder de supervisão é limitado à Inter DTVM. Os serviços da Inter DTVM não devem ser entendidos como uma oferta de valores mobiliários direcionada aos Investidores Brasileiros. Os serviços de corretagem para ativos listados nos Estados Unidos são prestados exclusivamente pela Inter Securities, sem interferência da Inter DTVM.

Os clientes da Inter&Co Securities LLC ("Inter Securities") podem entrar em contato conosco pelo e-mail CS.Securities@inter.co para suporte, reclamações ou dúvidas sobre nossos serviços.

Todos os investimentos envolvem riscos, incluindo a perda de todo ou parte do principal investido. O desempenho passado de um valor mobiliário não garante resultados ou sucesso futuros. Considere cuidadosamente os objetivos de investimento, os riscos, as taxas e as despesas antes de investir. Quando um investimento é denominado em uma moeda diferente da do investidor, as variações cambiais podem ter um efeito adverso sobre o valor, o preço ou a renda derivada do investimento.

Os tempos de resposta do sistema e de acesso à conta podem variar devido a uma variedade de fatores, incluindo volumes de negociação, condições de mercado, desempenho do sistema e outros fatores. Os preços de mercado, dados e outras informações disponíveis através da Inter Securities não são garantidos quanto à integridade ou precisão e estão sujeitos a alterações sem aviso prévio. Os tempos de resposta do sistema e de acesso à conta podem variar devido a uma variedade de fatores, incluindo volumes de negociação, condições de mercado, desempenho do sistema e outros fatores.

Os ETFs podem envolver riscos semelhantes à propriedade direta de ações, incluindo riscos de mercado, setor ou indústria. Alguns ETFs podem envolver risco internacional, risco cambial, risco de commodity e risco de taxa de juros. Os preços de negociação podem não refletir o valor patrimonial líquido dos títulos subjacentes.

As informações fornecidas neste site são de natureza geral e não se destinam a substituir assessoria tributária, jurídica ou de planejamento de investimentos individualizada e específica. A Inter Securities não presta assessoria tributária ou jurídica. Os investidores devem se informar e, quando apropriado, consultar um profissional sobre as possíveis consequências fiscais associadas à oferta, compra, posse ou alienação de ações de acordo com as leis de seu país de cidadania, residência, domicílio ou incorporação. Alterações legislativas, administrativas ou judiciais podem alterar as consequências fiscais e, como é o caso de qualquer investimento, não há garantia de que a posição fiscal ou a posição fiscal proposta vigente no momento em que o investimento é feito permanecerá indefinidamente. Nada neste site deve ser considerado uma oferta ou recomendação.

Nada neste site deve ser considerado uma solicitação para comprar ou uma oferta para vender um valor mobiliário, ou qualquer outro produto ou serviço, a qualquer pessoa em qualquer jurisdição onde tal oferta, solicitação, compra ou venda fosse ilegal de acordo com as leis dessa jurisdição, e nenhum dos valores mobiliários, produtos ou serviços aqui descritos foi autorizado a ser solicitado, oferecido, comprado ou vendido fora dos Estados Unidos da América.

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click Here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.

Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.

For more information regarding your Inter Account, view the Inter Account Agreement at https://us.inter.co/compliance?interandco-account-agreement.

For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement at https://us.inter.co/compliance?inter-us-checking-account-agreement.

For more information regarding FDIC insurance, please visit the FDIC website at https://www.fdic.gov/resources/deposit-insurance.

To provide you with the Inter Account and the Inter US Checking account, we share your information with CFSB and Continental. View the CFSB Privacy Notice Here and the Continental Privacy Notice Here for details.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC, an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here.

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264.

THIS NEXT SECTION IS APPLICABLE FOR US RESIDENTS ONLY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements Here.

If a customer participates in the Loop Rewards Program, in addition to the Loop Rewards Program Terms and Conditions, they agree that Inter & Co Payments, Inc. is solely responsible for the administration of the Loop Rewards Program and the payment of all amounts or benefits due to them under the Loop Rewards Program Terms and Conditions. Continental Bank is not a party to the Loop Rewards Program Terms and Conditions, and all customers should look exclusively to Inter & Co Payments, Inc. in the event of any dispute arising out of or relating to the Loop Rewards Program.

THIS NEXT SECTION IS APPLICABLE FOR NON-US RESIDENTS ONLY. IF YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter Mastercard® International Debit Card (“Global Card”) is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category “B” banking institution by the Cayman Islands Monetary Authority – CIMA (“Cayman Branch”), pursuant to a license from Mastercard International Incorporated, linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch (“Cayman Account”). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement, available Here.

The Inter Mastercard® International Credit Card (“Global Credit Card”) is issued by the Cayman Branch, pursuant to a license from Mastercard International Incorporated. For more information about the Global Credit Card offered by the Cayman Branch, see the Global Credit Card Agreement, available Here.

The Cayman Account, Global Card and Global Credit Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter, and are not features of the Global Account nor are they offered by Inter & Co Payments, Inc. The Cayman Account, Global Card and Global Credit Card are not available for U.S. customers.

The Cayman Branch will gather your information in order to offer you the Cayman Account, the Global Card and the Global Credit Card. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy, available at https://inter.co/politica-de-privacidade/.